July 2007

Dear Customer:

As a valued customer we would like to advise you that we have taken steps that should enable us to continue servicing your account in the event of an unexpected disruption of normal business operations, such as the blackout on August 14, 2003. In case our offices are not available, we have access to a backup facility outside New York City. Please be assured that your account and its assets are safe in your account at Ridge Clearing and Outsourcing Solutions. In the event of a business disruption, your broker will communicate with you by the best means available to update you on our current status and how we plan to proceed until things return to normal. You always have access to your account at Ridge Clearing and Outsourcing Solutions. If during a business disruption, you need to communicate with Ridge Clearing and Outsourcing Solutions directly, you can contact Larry Conlin, (516) 472-5185, Lawrence.Conlin@RidgeClearing.com. Ridge Clearing and Outsourcing Solutions. Inc. has informed us that they have taken the necessary steps to assure that all your assets and data records are safeguarded. They have multiple backup facilities available which should allow them to continue normal clearing operations.

We will post this communication on our web site and update as necessary.

If you have any questions or need any further information, please contact your broker.